ANALYTIC NETWORK PROCESS: METODOLOGI POWERFULL UNTUK PROBLEM MANAJEMEN

Analytic Network Process atau ANP adalah teori umum pengukuran relatif yang digunakan untuk menurunkan rasio prioritas komposit dari skala rasio individu yang mencerminkan pengukuran relatif dari pengaruh elemen-elemen yang saling berinteraksi berkenaan dengan kriteria kontrol (Saaty, 2003). ANP merupakan teori matematika yang memungkinkan seseorang untuk memperlakukan dependence dan feedback secara sistematis yang dapat menangkap dan mengkombinasi faktorfaktor tangible dan intangible (Azis, 2003).

ANP merupakan pendekatan baru dalam proses pengambilan keputusan yang memberikan kerangka kerja umum dalam memperlakukan keputusan-keputusan tanpa membuat asumsi-asumsi tentang independensi elemen-elemen pada level yang lebih tinggi dari elemenelemen pada level yang lebih rendah dan tentang independensi elemen-elemen dalam suatu level. Malahan ANP menggunakan jaringan tanpa harus menetapkan level seperti pada hierarki yang digunakan dalam Analytic Hierarchy Process (AHP), yang merupakan titik awal ANP. Konsep utama dalam ANP adalah influence ‘pengaruh’, sementara konsep utama dalam AHP adalah preferrence ‘preferensi’. AHP dengan asumsi-asumsi dependensinya tentang cluster dan elemen merupakan kasus khusus dari ANP.

GULF RESEARCH MEETING ON ISLAMIC FINANCE University of Cambridge, July 2012

Introduction

Islamic Banking and Finance (IBF) has enjoyed unprecedented growth in recent years in the world, while the GCC remains a main hub of IBF activities. This is mainly due to the large wealth and capital accumulated in the region, which has provided the required liquidity for the IBF industry to enjoy double-digit growth in recent years, at least until the impact of the global financial crisis hit the region. Indeed, during the financial crisis, a slowdown in the asset growth and operations in the IBF industry has been observed as compared to previous period, including sukuk defaults. However, after the initial impact of the global financial crisis, the IBF industry in the GCC has managed to pick up again in recent months without major damage. As part of such positive developments, the sukuk market has overcome the contraction and is now enjoying another phase of expansion.

MENGAPA BANK SYARIAH RELATIF LEBIH TAHAN KRISIS?: Aplikasi Logistic Regression untuk Sistem Deteksi Dini Krisis Finansial di Indonesia

Abstraksi

The financial crisis repeatedly struck various countries in the world by turns both developing and developed countries. In fact, during the period of a modern economy such as now, its intensity becomes more frequent and acute. Therefore, early detection system crisis became an important presence in order to avoid the negative impact of the crisis more severe.

This study tried to examine indicators of anything that can be used as reference in predicting how likely will the crisis in a country like Indonesia are dual banking by using binary logistic regression method.

The results suggest an important conclusion is interesting. First, Islamic banks tend to have problems with liquidity (with evidence of significant FAR) while the conventional banks tend to have problems with solvency (CAR significant). From this it can be concluded that the new Islamic bank will be a crisis if the real sector disturbed. While conventional banks will continue to flare up if there is disruption of the financial crisis. Second, a significant M2RES related variables, both Islamic and conventional models, then this could be a result of the enactment of fiat money and fractional reserve banking system (FRBS). Though both of these is a contributor to excess money supply is large enough. So it becomes a natural thing to understand if the two models-both Islamic and conventional, have similar conditions. As a consequence, the Islamic banking entity actually not really going to be free from the adverse effects of financial crisis.

The third conclusion is no less important is to depart from the fact that the interest rate (INTR) found significant value in the conventional model, but not if he was on the model of sharia, then it can be concluded that the policy rate as BI-rate is indeed very effective instrument to control and influence Other monetary following behaviors are also conventional banks. But on the other hand, it also indicates that the conventional banking system is quite vulnerable to the volatility of monetary and financial crisis. Thus, a rational reason for the monetary authority in this Bank Indonesia to give more support to the sustainability of Islamic banking and finance in Indonesia with the aim of achieving a stable monetary conditions and optimal.

Kata Kunci: Early Warning System, Krisis Perbankan, Sistem Moneter Ganda, Regresi Logistik

Jurnal & Prosiding Ekonomi Syariah

    Ketersediaan Literatur Ekonomi Syariah dalam bentuk Jurnal yang berkualitas, masih terhitung langka. Untuk membantu siapa pun yang membutuhkannya, kami Blog Ekonomi Islam Substantif menyediakan Jurnal dan Prosiding Ekonomi Syariah dengan konten tulisan berkualitas dengan tema up to date. Berikut ini adalah beberapa Jurnal tersebut.

  1.   ISEFID REVIEW - 2004 (1.Landscape for the Future Islamic Economics, 2.Paradigma Ekonomi Konvensional dalam Sosialisasi Ekonomi Islam, 3.Prospek dan Peranan Perbankan Syariah dalam Pemulihan Ekonomi, 4.Current Valuation Accounting Method: An Islamic Perspective, 5.The Investment Environment in the Arab Region, 6.Book Review: Interest-Free Commercial Banking)

2.   ISLAMIC FINANCE: AN OLD SKELETON IN A MODERN DRESS - 2008 (1.A Critical Appraisal on the Challenges of Realizing Maqasid Shariah in Islamic Banking and Finance, 2.Practice and Prospect of Islamic Real Estate Investment Trusts (I-REITS) in Malaysian Islamic Capital Market, 3.Banking for The Poor: The Role of Islamic Banking in Microfinance Initiatives, 4.Why Do Malaysian Customers Patronise Islamic Banks?, 5.The Ideal of Islamic Banking: A Survey of Stakeholders Perceptions, 6.Understanding the Objectives of Islamic Banking: A Survey of Stakeholders Perspectives, 7.Maqasid Shariah, Maslahah and Corporate Social Responsibility, 8.Customers Perceptions of Islamic Hire-Purchase Facility in Malaysia: An Empirical Analysis, 9.Fiqh Issues in Short Selling as Implemented in the Islamic Capital Market in Malaysia, 10.Commodity Murabahah Programme (CMP): An Innovative Approach to Liquidity Management)

JURNAL LA RIBA

JURNAL LA RIBA, Vol II No. 2, Desember 2008

Title: Mencandera Industri Perbankan Syariah Indonesia: Tinjauan Kritis Pasca UU 21 Tahun 2008.

Writer: Aam S. Rusydiana

Abstract: 

After UU 21 exist, shariah banking industries will predicted find the momentum. Shariah bank will make improvement. The content of rules are possible to push the growth of shariah banking in Indonesia. But in the fact, there are some important thing related to instrument and shariah banking product also that less ideal in this banking industries. In this paper, we try to find and predict deeper about condition of shariah banking in Indonesia after UU 21, we also put lot of critical that will be send them. The result show that after the rules had exist, in short term we can not see the positive effect, significantly. In other case, we find a lot of thing that not come from genuine shariah banking, that in the future will have negative impact in the long term, such as: SBI Shariah instrument, shariah credit card, the domination of non PLS and other thing else.

Keywords: Perbankan Syariah, UU 21 Tahun 2008